Independent · UK-only · 2026/27 tax year

What will you actually take home?

Straightforward pay calculators for private-sector jobs where pay is complicated — shift premiums, overtime, allowances, agency rates. Real pay data, the 2026/27 tax model, and every figure sourced and dated.

Reviewed 23 September 2026 · Figures checked against gov.uk
13 calculatorsHGV, armed forces, tax and moreDatasets reviewed 23 September 2026RHA Pay Report 2026 · AFPRB 55th Report2026/27 tax modelEngland, Scotland, Wales · student loans

Class 1 · Class 2 · Agency · Nights

Check your HGV take-home pay

Put your salary or hourly rate in and see the monthly figure after tax, National Insurance and pension — with night premiums, overtime and the agency-versus-employed maths, on 2026 rates from the RHA Pay Report.

All HGV driver calculators

Rank · Supplements · Allowances

Work out your military take-home pay

Pick your rank, set your supplement and increment, add the allowances you qualify for — and get the monthly take-home figure that reflects how armed forces pay actually works in 2026/27.

All armed forces calculators

Know your tax

Understand the tax behind your payslip

One tax model sits behind every figure here: 2026/27 income tax bands for England and Scotland, employee National Insurance, student loan thresholds and auto-enrolment pensions — including what is frozen until 2031. Read it once and every payslip makes sense.